Calculator
What the Capital Gains Calculator does
Capital Gains Calculator: calculates Capital Gain, Exemption and Taxable Gain from Gain Type, Asset Type and Purchase / Cost Value. Example: gain type Short-term (STCG), asset type Listed Equity / Equity MF and purchase / cost value 200000 ₹ gives capital gain ₹2,00,000.00.
Point it at Gain Type, Asset Type, Purchase / Cost Value and Sale Value and it returns Capital Gain, Exemption and Taxable Gain. Each change is reflected immediately, which suits quick what-if comparisons.
A quote sounds reasonable until you total the interest over the full term. The Capital Gains Calculator exists to take that particular chore off your hands.
Your figures never leave the browser, which matters when the numbers are your salary, debts or savings.
The sections that follow cover the fields, the method, and one full example computed from the defaults.
What do the Capital Gains Calculator fields mean?
The Capital Gains Calculator uses 6 inputs. Starting values are already in place, which saves the usual blank-form hesitation about what a field wants.
| Field | What to enter | Default |
|---|---|---|
| Gain Type | choose from Short-term (STCG) or Long-term (LTCG) | Short-term (STCG) |
| Asset Type | choose from Listed Equity / Equity MF or Property / Gold / Other | Listed Equity / Equity MF |
| Purchase / Cost Value | measured in ₹; accepts 0 to 100000000 | 200000 |
| Sale Value | measured in ₹; accepts 0 to 100000000 | 400000 |
| Transfer Expenses | measured in ₹; accepts 0 to 10000000 | 0 |
| Slab % (STCG non-equity) | choose from 5%, 10%, 20% or 30% | 5% |
How does the Capital Gains Calculator work?
Each output is derived from the inputs above in a single pass; there is no hidden state carried between runs, so the same inputs always give the same calculation.
Validation is deliberately strict: silently coercing a bad value is how wrong numbers get trusted.
Worked example
These are the values the Capital Gains Calculator loads by default, and the result it produces from them. The figures are the tool’s live defaults and its live output, so you can reproduce them exactly.
| Gain Type | Short-term (STCG) |
|---|---|
| Asset Type | Listed Equity / Equity MF |
| Purchase / Cost Value | 200000 ₹ |
| Sale Value | 400000 ₹ |
| Transfer Expenses | 0 ₹ |
| Slab % (STCG non-equity) | 5% |
| Capital Gain | ₹2,00,000.00 |
|---|---|
| Tax Rate % | 20.00% |
| Tax | ₹40,000.00 |
| Cess (4%) | ₹1,600.00 |
| Total Tax | ₹41,600.00 |
| Gain after Tax | ₹1,58,400.00 |
| Rule Applied | Equity STCG @ 20% + 4% cess (holding ≤ 12 months) |
Read next: Section 80C: How the ₹1.5 Lakh Deduction Really Works
How to use it
- Pick a value for Gain Type: the options are Short-term (STCG) or Long-term (LTCG).
- Pick a value for Asset Type: the options are Listed Equity / Equity MF or Property / Gold / Other.
- Put Purchase / Cost Value in ₹ (0 to 100000000).
- Key in Sale Value in ₹ (0 to 100000000).
- Fill in Transfer Expenses in ₹ (0 to 10000000).
- Pick a value for Slab % (STCG non-equity): the options are 5%, 10%, 20% or 30%.
- Each keystroke triggers a fresh calculation, which is cheap because it happens locally.
- You get Capital Gain, Exemption, Taxable Gain, Tax Rate %, Tax, Cess (4%), Total Tax, Gain after Tax and Rule Applied back.
- The link encodes your inputs, so saving it is enough to reproduce the result later.
What this tool does not do
- Advertised rates are usually the best-case tier, not the one most applicants are offered.
- Fees, taxes and eligibility rules vary by product and are not included unless there is a field for them.
- Results are informational: check anything consequential against a second source.
- Results are only as good as the inputs. Check your units before reading anything into the output.
Frequently asked questions
Enter Purchase / Cost Value in ₹, Sale Value in ₹ and Transfer Expenses in ₹. Look for the unit beside each label; the result is reported in a stated unit as well.
Purchase / Cost Value accepts 0 to 100000000 ₹. Out-of-range entries are refused up front, which is safer than silently clamping them.
With the values loaded when the page opens, capital gain comes out as ₹2,00,000.00. That number tracks the inputs, so a small edit shows its sensitivity immediately.
No. We never see the amounts you enter, so there is no financial record of your visit to leak.
Free, and there is no upsell. The whole tool is the free version.
Exact for the inputs given. Real quotes differ because lenders round differently, charge fees the formula never sees, and price by credit profile rather than by list rate.