Calculator
What the STCG Calculator does
STCG Calculator: calculates Short-term Capital Gain, Tax Rate % and STCG Tax from Asset Type, Purchase / Cost Value and Sale Value. Example: asset type Listed Equity / Equity MF (Sec 111A), purchase / cost value 100000 ₹ and sale value 150000 ₹ gives short-term capital gain ₹50,000.00.
The STCG Calculator takes Asset Type, Purchase / Cost Value, Sale Value and Transfer Expenses and returns Short-term Capital Gain, Tax Rate % and STCG Tax. Results refresh instantly, so trying variations costs nothing but a moment.
Seeing the total cost, not just the monthly figure, is what usually changes decisions. That is usually what brings someone checking a lender quote here.
There is no account, no upload and no server round trip, because the page does the work itself.
Further down the page: what each field expects, how the result is derived, and one example worked from the defaults.
What do the STCG Calculator fields mean?
The STCG Calculator uses 5 inputs. Every field is populated on load; treat those numbers as a template rather than a suggestion.
| Field | What to enter | Default |
|---|---|---|
| Asset Type | choose from Listed Equity / Equity MF (Sec 111A), Property / Gold / Other (slab rate) or Debt MF (post Apr 2023; slab) | Listed Equity / Equity MF (Sec 111A) |
| Purchase / Cost Value | measured in ₹; accepts 0 to 100000000 | 100000 |
| Sale Value | measured in ₹; accepts 0 to 100000000 | 150000 |
| Transfer Expenses | measured in ₹; accepts 0 to 10000000 | 0 |
| Your Tax Slab % (if non-equity) | choose from 5%, 10%, 15%, 20% or 30% | 5% |
How does the STCG Calculator work?
Each output is derived from the inputs above in a single pass; there is no hidden state carried between runs, so the same inputs always give the same calculation.
Values are checked first: an out-of-range or non-numeric entry names the offending field instead of returning nonsense.
Worked example
These are the values the STCG Calculator loads by default, and the result it produces from them. This walkthrough uses the starting values, which means you can follow along without typing anything.
| Asset Type | Listed Equity / Equity MF (Sec 111A) |
|---|---|
| Purchase / Cost Value | 100000 ₹ |
| Sale Value | 150000 ₹ |
| Transfer Expenses | 0 ₹ |
| Your Tax Slab % (if non-equity) | 5% |
| Short-term Capital Gain | ₹50,000.00 |
|---|---|
| Tax Rate % | 20.00% |
| STCG Tax | ₹10,000.00 |
| Cess (4%) | ₹400.00 |
| Total Tax | ₹10,400.00 |
| Gain after Tax | ₹39,600.00 |
| Rule Applied | Equity STCG @ 20% + 4% cess (holding ≤ 12 months) |
How to use it
- Pick a value for Asset Type: the options are Listed Equity / Equity MF (Sec 111A), Property / Gold / Other (slab rate) or Debt MF (post Apr 2023; slab).
- Key in Purchase / Cost Value in ₹ (0 to 100000000).
- Fill in Sale Value in ₹ (0 to 100000000).
- Type Transfer Expenses in ₹ (0 to 10000000).
- Pick a value for Your Tax Slab % (if non-equity): the options are 5%, 10%, 15%, 20% or 30%.
- The output refreshes live, so you can stop as soon as the number looks right.
- The results panel then shows Short-term Capital Gain, Tax Rate %, STCG Tax, Cess (4%), Total Tax, Gain after Tax and Rule Applied.
- Share the link rather than a screenshot. It carries the values with it.
What this tool does not do
- Lender rounding rules differ, so the final figure on your statement may differ by a small amount.
- Rates are treated as fixed for the whole term; a floating rate will change the outcome.
- There is no audit trail: if you need one, record the inputs alongside the output.
- Check that each figure is in the unit the label asks for; that is the most common source of a wrong result.
Frequently asked questions
Enter Purchase / Cost Value in ₹, Sale Value in ₹ and Transfer Expenses in ₹. Units are printed on the form itself. Match them and no manual conversion is needed.
Purchase / Cost Value accepts 0 to 100000000 ₹. Values outside that range are rejected with a message naming the field, rather than producing something that looks valid but is not.
With the values loaded when the page opens, short-term capital gain comes out as ₹50,000.00. Change a value and the number is recomputed on the spot.
No. We never see the amounts you enter, so there is no financial record of your visit to leak.
It is free to use, with no premium tier holding back the useful parts.
The calculation is precise; the assumptions are yours. Change one input and you will see how sensitive the result is, which is usually the more useful insight.