Calculator
What the LTCG Calculator does
LTCG Calculator: calculates Long-term Capital Gain, Exemption Applied and Taxable LTCG from Asset Type, Purchase / Cost Value and Sale Value. Example: asset type Listed Equity / Equity MF (Sec 112A), purchase / cost value 200000 ₹ and sale value 500000 ₹ gives long-term capital gain ₹3,00,000.00.
Give the LTCG Calculator your Asset Type, Purchase / Cost Value, Sale Value and Transfer Expenses and it works out Long-term Capital Gain, Exemption Applied and Taxable LTCG. Everything recomputes live, which makes it easy to test a few scenarios in a row.
A quote sounds reasonable until you total the interest over the full term. The LTCG Calculator exists to take that particular chore off your hands.
Your data stays on your machine. Once the page has loaded you could disconnect entirely and it would still work.
The field table, the method and a worked example are documented after the tool for anyone who wants to check the working.
What do the LTCG Calculator fields mean?
The LTCG Calculator uses 5 inputs. It opens with a complete example loaded, which is usually the quickest way to understand what a field means.
| Field | What to enter | Default |
|---|---|---|
| Asset Type | choose from Listed Equity / Equity MF (Sec 112A), Property / Gold (flat 12.5%) or Other LTCG @ 12.5% | Listed Equity / Equity MF (Sec 112A) |
| Purchase / Cost Value | measured in ₹; accepts 0 to 100000000 | 200000 |
| Sale Value | measured in ₹; accepts 0 to 100000000 | 500000 |
| Transfer Expenses | measured in ₹; accepts 0 to 10000000 | 0 |
| LTCG Exemption Already Used (FY) | measured in ₹; accepts 0 to 125000 | 0 |
How does the LTCG Calculator work?
Each output is derived from the inputs above in a single pass; there is no hidden state carried between runs, so the same inputs always give the same calculation.
If something is off you are told which field, not given a generic failure.
Worked example
These are the values the LTCG Calculator loads by default, and the result it produces from them. The numbers below come straight from the default inputs, so you can verify them against the live tool.
| Asset Type | Listed Equity / Equity MF (Sec 112A) |
|---|---|
| Purchase / Cost Value | 200000 ₹ |
| Sale Value | 500000 ₹ |
| Transfer Expenses | 0 ₹ |
| LTCG Exemption Already Used (FY) | 0 ₹ |
| Long-term Capital Gain | ₹3,00,000.00 |
|---|---|
| Exemption Applied | ₹1,25,000.00 |
| Taxable LTCG | ₹1,75,000.00 |
| Tax Rate % | 12.50% |
| LTCG Tax | ₹21,875.00 |
| Cess (4%) | ₹875.00 |
| Total Tax | ₹22,750.00 |
| Gain after Tax | ₹2,77,250.00 |
| Rule Applied | LTCG @ 12.5% on gains above ₹1.25L/FY exemption + 4% cess (>12 months holding) |
Read next: Section 80C: How the ₹1.5 Lakh Deduction Really Works
How to use it
- Pick a value for Asset Type: the options are Listed Equity / Equity MF (Sec 112A), Property / Gold (flat 12.5%) or Other LTCG @ 12.5%.
- Put Purchase / Cost Value in ₹ (0 to 100000000).
- Key in Sale Value in ₹ (0 to 100000000).
- Fill in Transfer Expenses in ₹ (0 to 10000000).
- Type LTCG Exemption Already Used (FY) in ₹ (0 to 125000).
- Skip the submit button; there is not one. Editing is enough.
- Check Long-term Capital Gain, Exemption Applied, Taxable LTCG, Tax Rate %, LTCG Tax, Cess (4%), Total Tax, Gain after Tax and Rule Applied on the right.
- To keep the result, either copy the link or print the page. Both preserve what is on screen.
What this tool does not do
- Fees, taxes and eligibility rules vary by product and are not included unless there is a field for them.
- Lender rounding rules differ, so the final figure on your statement may differ by a small amount.
- Precision beyond what the inputs justify is not meaningful, however many digits appear.
- The tool trusts your numbers completely, so a mis-keyed digit propagates straight through.
Frequently asked questions
Enter Purchase / Cost Value in ₹, Sale Value in ₹, Transfer Expenses in ₹ and LTCG Exemption Already Used (FY) in ₹. Every input names its unit, and every output does too, which removes the usual source of error.
Purchase / Cost Value accepts 0 to 100000000 ₹. Go outside it and you get an error against that specific field instead of a misleading number.
With the values loaded when the page opens, long-term capital gain comes out as ₹3,00,000.00. Try changing one value. The answer refreshes without a page reload.
No. There is no account, no session and no storage. The values exist only while the tab is open.
It is free with no conditions: no sign-up, and no limit on how often you use it.
Accurate arithmetic, indicative answer. It is at its most useful when you run it two or three times to see which input the result is genuinely sensitive to.